Eliane Consalvo - LAER Realty Partners



Posted by Eliane Consalvo on 12/10/2017

You are required to get homeowners insurance when you purchase a home. You probably are so excited about buying a home that you neglect to learn the ins and outs of your policy. Unfortunately, there are many things that insurance won’t cover, yet many homeowners think that they are covered under their home insurance policy. Below, you’ll find some things that are often not covered by your home insurance, even though you might think they are. 


Broken Pipes


While your home insurance will cover damage from water in your home (different than flood insurance), the policy probably won’t cover what it takes to fix broken pipes. Your best bet in this area is prevention. You should be sure that your pipes are insulated properly and that there is adequate airflow around the pipes in your cabinets.


Earthquakes


If an earthquake hits, you’re out of luck when it comes to your homeowners insurance policy. You typically need a separate policy to get earthquake coverage. If you live in an area prone to earthquakes, you’ll need to inquire about specific policies to protect your home from this type of natural disaster.


Floods


You’ll also need a separate policy in the event of a flood. Homeowner’s policies do not cover damage or losses caused by flooding. You can get optional coverage and this is highly recommended, especially if you live near a body of water or in an area that’s prone to flooding.


A Sewer Backup


If a sewer backs up, you’ll face some serious damage in your home. Unfortunately, your homeowners policy will not cover this type of damage. The repairs can be hefty. If you wish, you can always add this type of coverage to your policy. 


Only Portions Of Disasters May Be Covered


If a hurricane hits, any damage that has been caused by the wind will be covered by your home insurance policy. If you face flooding, however, and do not have a flood insurance policy, you’ll be out of luck. Without extra coverage, some natural disasters can be a special disaster for you and your wallet. 


Keep Up The Maintenance On Your Home


It’s important to understand what is and isn’t covered by your home insurance policy. When you know how to prepare for different situations, it will make caring for and maintaining your home and your financial future a lot easier. If you prepare accordingly for natural disasters as directed, and perform proper maintenance on your home, your insurance policy should act in the best interest for you. If you happen to live in an area where you are prone to natural disasters, make sure you get the appropriate additional coverage that you’ll need to protect you.





Posted by Eliane Consalvo on 12/3/2017

A home with a small bathroom is a major turn-off for some potential home buyers. However, the reason they are displeased usually isn't about the size of the room itself, it's not being able to fit the features they want inside the room. Considering how many large objects are usually in bathrooms, you would think they would contain a lot of square footage. That's not the case, however, with many smaller homes. In this article we'll go over some tips for making the most of the space in your small bathroom, allowing you to fit more inside without making the room a claustrophobic nightmare.

Vertical space...

Use it. Most people forget that they're only using about half the the space around the perimeter of their bathroom. You can install shelving that extends over your toilet or along the top of one of the walls to store things like towels and extra rolls of toilet paper. Installing a large mirror with storage cabinets is another great way to take advantage of vertical space. You'll get extra storage, save floor space, and create the illusion of openness by having a large mirror in the room.

Sink space savers

The space around bathroom sinks is seldom used to its fullest potential. If you have a wall mounted sink you can install a rack underneath to hold towels, mouth wash, or other bulky items. If possible, use a rectangular shaped sink and mount it in the corner of the room. Narrower sinks open up more floor space, as does keeping it off to the corner.

Omit the tub

I've had an unopened container epsom salt sitting in my closet for years. I've been saying that I'll use the next time I take a bath, but who knows when that will be. If having a bath tub isn't necessary for you, go with a bathroom design that utilizes a stand-up shower instead of a bath tub.

Reach deep with sliding drawers

Instead of reaching behind boxes of Q-Tips and bottles of shampoo just to get your mouth wash, install sliding drawers that bring everything within reach. You can utilize a sliding drawer in any vacant corners or spaces in your room. Are there a few inches between your toilet and the wall? It might be a good place to install an extra storage unit that slides out.

Prepare your battle station

Kitchen design takes advantage of several space-saving and convenient decorating techniques that are often left out of the bathroom. Instead of stuffing your hair dryer and curling iron into a drawer or leaving them on the counter, install a holster rack designed just for those tools. Many good chefs keep their knives stuck to a magnet over the counter. You can utilize this technique in the bathroom as well. If you don't want to have your tweezers hanging on your wall for everyone to see, install the magnetic strip behind your mirror to keep them out of sight.    





Posted by Eliane Consalvo on 11/26/2017

If you intend to list your house in the weeks or months to come, it usually pays to assess real estate market data. In fact, there are many reasons why you should conduct housing market data analysis, and these include:

1. You can learn about the ins and outs of the real estate market.

Let's face it – navigating the home selling process can be difficult, regardless of whether you've sold houses in the past or plan to list a home for the first time. Fortunately, housing market data can help you better understand the real estate sector, increasing the likelihood that you'll make informed decisions at each stage of the home selling journey.

Remember, evaluating the prices of available houses in your area, finding out how long these residences have been listed and reviewing other pertinent housing market data can make a world of difference. If you use this information to understand the current state of the real estate market, you can boost your chances of enjoying a fast, profitable home selling experience.

2. You can determine a competitive price for your house.

What you originally paid for your house is unlikely to match your home's current value. Luckily, you can analyze real estate market data to find out how your house stacks up against the competition and price your residence appropriately.

Look at the prices of local residences that are similar to your own – you'll be glad you did. If you study this pricing data closely, you can narrow the price range for your house. Then, you can establish a competitive initial asking price for your house.

3. You can reduce the risk of encountering home selling pitfalls.

Want to avoid setting an initial home asking price that is too high or too low? Or, do you want to ensure that your house is buyer-ready from the moment that you add it to the real estate market? If you evaluate housing market data, you can obtain the insights that you need to avoid potential problems during the home selling journey.

Lastly, if you need extra help as you prepare to sell your house, you may want to hire a real estate agent. This housing market professional can provide you with a wealth of real estate market data and offer expert home selling recommendations. That way, you can optimize the value of all of the housing market data at your disposal.

Let's not forget about the comprehensive assistance that a real estate agent offers as the home selling journey progresses, either. A real estate agent will help you list your house, promote it to the right groups of buyers and negotiate with a buyer's agent on your behalf. And if you ever have home selling concerns or questions, a real estate agent will gladly respond to them.

Take a data-driven approach to selling your house – perform real estate market data analysis, and you can gain the home selling insights that you need to succeed.




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Posted by Eliane Consalvo on 11/19/2017

Americans spend hundreds of dollars each month on take out and restaurant food. Think of all the things you could spend your money on if you weren’t buying all of that food? Stay home and cook dinner with friends or family and save that money. Here are six essential spices to have in the home to cook flavorful dinner each night. Garlic Powder: Garlic powder is a kitchen staple. It is not the same as using fresh garlic but it still does the trick. Garlic powder pairs well with all foods that you are looking to add that garlicky flavor to including chicken, pasta, steak, rice, potatoes, and much more. Use it alone or add it with other spices and sauces to create rubs and marinades.  Ground Cumin: Cumin has an intense flavor that is both nutty and earthy but also slightly spicy. It pairs well with chicken, potatoes, beans, etc. Cumin also pairs well with other spices such as garlic powder, which can be used as a dry rub or added to a marinade. Onion Powder: Onion powder provides the flavor of onion without the actual onion. It goes well with anything that you are trying to add onion flavor to. It’s best used with other seasonings rather then as a standalone seasoning such as in sauces and spice blends. Cajun Seasoning: Cajun seasoning has a bit of heat with bold flavor. It’s a combination of paprika, black pepper, onion, cayenne, thyme, white pepper, garlic and sage. It’s often used in jambalaya, gumbo, dirty rice, and Andouille, but can also be used in much less intricate dishes. This includes fish, chicken, and steak. Red Pepper Flakes: Red pepper flakes are perfect for adding heat to dishes before, during and after being cooked. Red pepper flakes go great on pizza, pasta, chicken, and anything else you’d like to add heat to. Italian Seasoning: Italian seasoning is a combination of multiple spices including rosemary, basil, oregano, and thyme. Adding Italian seasoning to dishes is a simple way to add flavor. It goes well with chicken, potatoes, green beans, and much more. These are just a few of the essential spices and spices blends that you should have in your home. You can create simple or intricate dishes and endless of flavor with these different spices.




Tags: Cooking   spices  
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Posted by Eliane Consalvo on 11/12/2017

As a home seller, it is essential to dedicate the necessary time and resources to enhance your house's interior. By doing so, you'll be able to help your residence stand out from other properties that are available.

Unfortunately, your home's basement may be an eyesore, especially if you have failed to keep it clean consistently. But with the right approach to cleaning your basement, you should have no trouble improving your basement's appearance.

What can you do to revamp your house's basement? Here are three basement cleaning tips that every home seller needs to know.

1. Scrub the Walls and Floors with a Cleaning Solution

If your basement features a concrete or concrete-block surface, a combination of detergent, ammonia and warm water may prove to be ideal. In fact, this mix produces a wonderful cleaning solution that will deliver immediate and long-lasting results.

Don't forget to use a stiff nylon brush to remove dirt and grime from concrete walls and floors. Plus, if you need to eliminate excess water from the basement, be sure to use a shop vacuum to remove this water immediately.

2. Eliminate Rust Stains

Basement rust stains won't do you any favors as you try to help your home stand out from the competition. Lucky for you, rust stains can be easily removed from your basement walls with a little bit of dry cement and flagstone.

Sprinkle a small amount of dry cement on a rust stain. Then, use flagstone to scrub the affected area and remove the stain instantly. This will allow you to remove rust stains and ensure they won't come back any time soon.

3. Revamp Your Basement Floors

For those who want to transform an ordinary basement into a stellar one, now may be a great time to redo the basement floors. Thankfully, you won't have to break your budget to revamp your basement floors if you use a waterproof stain.

A waterproof stain is simple to apply and can give your basement floors a clean, streamlined appearance.

Before you apply a waterproof stain, you'll want to scrub the basement floors thoroughly. After the floor is dry, use a short-nap paint roller to apply the stain in small sections. Let the stain dry for about 24 hours, and you'll be able to enjoy beautiful basement floors that are sure to grab homebuyers' attention.

When it comes to cleaning your basement, it is important to remember that you don't necessarily have to do the work alone. Instead, you can always hire a professional cleaning company to assist you.

A professional cleaning company will be able to simplify the process of cleaning your home's basement, along with other rooms throughout your property. That way, you can leave home cleaning tasks to the professionals and focus on what's important – finding the best ways to generate substantial interest in your residence.

Perhaps best of all, working with a real estate agent can make it easy to sell your house. This real estate agent can provide honest, unbiased home selling recommendations, set up home showings and open houses and much more. As a result, a real estate agent will ensure you can optimize the value of your residence.




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